Open Enrollment for 2025 health insurance coverage is right around the corner. Learn more about the Open Enrollment schedule and other important information regarding your health insurance.
Open Enrollment – Mark Your Calendars
The 15th of the Month Rule
Enrollment Date: November 1st – December 15th Effective Date: January 1st
Enrollment Date: December 16th – January 15th Effective Date: February 1st
Enrollment Date: January 16th – January 31st Effective Date: March 1st
Medicare Open Enrollment runs now until December 7th with a January 1st effective date.
You may be eligible for a Special Enrollment Period due to life changes, including:
- Moving
- Marriage
- Having a baby or adopting
- Losing certain health coverage
Open Enrollment for Medicare
Do I Need to Change Plans?
People in a Medicare health or prescription drug plan should always review the materials their plans send them, like the “Evidence of Coverage” (EOC) and “Annual Notice of Change” (ANOC). If their plans are changing, they should make sure their plans will still meet their needs for the following year. If they’re satisfied that their current plans will meet their needs for next year and it’s still being offered, they don’t need to do anything.
Health Insurance: How It Protects You From Health and Financial Risks
No one plans to get sick or hurt, but most people need medical care at some point. Health insurance covers these costs and offers many other important benefits.
- Health insurance covers essential health benefits critical to maintaining your health and treating illness and accidents
- Health insurance protects you from unexpected, high medical costs.
- You pay less for covered in-network health care, even before you meet your deductible.
- You get free preventive care, like vaccines, screenings, and some check-ups, even before you meet your deductible.
Additional Information on Free Preventive Care
Many health insurance plans cover various preventive medical services for adults at no cost, including but not limited to:
- Medical screening
- Blood pressure
- Cholesterol
- Colorectal cancer
- Depression
- Type 2 Diabetes
- Hepatitis B and C
- HIV
- Lung cancer
- Obesity
- Syphilis
- Tobacco use
- Tuberculosis
- Immunizations
- Diet counseling
- Statin (medicine that reduces the risk of heart attack and stroke)
Related Post: The Importance of Preventive Services Covered by Health Insurance
Finding the Best Health Insurance Plan For You
Finding a health insurance policy tailored to your unique needs can feel overwhelming. With over 60 years of experience, Conference Associates has helped match thousands of individuals and businesses with personalized insurance solutions, meeting their evolving health care needs and financial goals. Contact us today for more information.
